Highlight:
| Title | Description |
|---|---|
| Room Rent Limit | No sub-limit on Room Rent |
| ICU Daily Rent Limit | No sub-limit |
| Pre-Hospitalization Expenses | 60 days for Gold and Silver Plan. 30 days for Standard Plan |
| Post Hospitalization Expenses | 90 daysfor Gold And silver Plan. 60 days for Standard Plan |
| Minimum Hospitalization Period | 24 Hrs |
| Day Care Procedure Coverage | 171 day care procedures covered |
| Pre-Existing Disease / Illness coverage | Covered after 2 continuous renewals under Gold and Silver Plan. After 4 continuous renewals for Standard Plan |
| Waiting Period for New Policy | 30 days |
| Free Health Checkup | 1% of average sum insured for individual policies and upto 1.25% for floater covers, once at the end of a block of four consecutive years |
| Ambulance Expenses | For Gold Plan Upto Rs.1000/- , For Silver Plan Upto Rs.750/-, For Standard Plan Upto Rs.500/- |
| Daily Hospitalization Allowance | Under Gold Plan Rs.250 per day up to 7 days |
| Donor Expenses | Upto 50% of base sum assured subject to maximum of Rs 5 lakh |
| Attendant Allowance | For Gold Plan Rs.300/- per day for a maximum period of 5 days, For Silver Plan Rs.250/- per day for a maximum period of 5 days, For StandardRs.200/- per day for a maximum period of 5 days |
| Nursing Allowance | Rs.300 per day for a maximum period of 5 days under Gold Plan, Rs.250 per day for a maximum period of 5 days under Silver Plan |
| No Claim Discount | Up to 5% of base premium, Max 20% |
| No Claim Bonus | accidental death cover of 100000, for claim-free policy year |
